PayID® Fast Secure Payments

A mobile number, email address or ABN/ACN can only be registered once across all financial institutions in Australia. For example, it may be because it is already linked to another bank account at another financial institution. You must inform us immediately if you suspect the security of your access details has been compromised, or you suspect an unauthorised transaction or potential fraud on your accounts.
For example, you can use your mobile number as a PayID with one account and your email address as a PayID with another account. However, you can create multiple PayIDs and link it to either the same account, a different account or with a different financial institution. Instead of using a BSB and account number, you can use a PayID, such as a mobile number, email address or ABN. A PayID is a unique identifier linked to a bank account that makes sending and receiving money easy.
The best part about paying to a PayID slot jackpots is that you’ll know your money is going to the right person or business before you hit send. This includes keeping your sign-in details (including passwords, Westpac Protect™ SMS codes and SecurID® Token codes) private. If you register your mobile as a PayID, it needs to be the same as your Westpac Protect™ SMS Code. Real-time payments require both the payer and payee to have Osko enabled accounts. Follow the same set up steps to link a PayID to a Westpac business account.
You can register your Australian mobile phone number2 or your email address as a PayID in the CommBank app or NetBank. First time payments to a new payee may be held for up to 24 hours as a security measure. Set up your mobile number or email address as your PayID in a few taps, search ‘PayID’ in the CommBank app.
But remembering all those numbers and (read more) With PayID you can stay COVID safe (read more) One in four PayID users have stopped or edited a PayID payment, preventing a mistaken payment or money being sent (read more) Australian Payments Plus (AP+), Australia’s domestic payments provider has a renewed focus on using PayID and reminding customers of the (read more) Australian Payments Plus (AP+) is continuing to step up its efforts to make payments safer, faster, and more secure, by (read more)
It’s typically built into the ‘Pay Anyone’ section in your online banking. If you believe you have been scammed, please contact your financial institution. When using PayID, stop and check you’re paying the right person or business before you hit send. Contact your financial institution if you think you’ve been ‘scambled’. If you are asked to transfer funds to a PayID on an illegal gambling site, it is almost certainly a scambling website.
Check or update your details to ensure the mobile number or email address you want to use are registered to your ANZ App or Internet Banking profile. Use your PayID to set up PayTo®disclaimer agreements and control when businesses can take money out of your account. Transactions have the same security protection as your existing accounts and payments. With PayID, it’s easier to receive paymentsdisclaimer or set up a PayTo® agreementdisclaimer, by sharing your email, mobile number or ABN/ACN instead. As businesses battle the challenges presented by the COVID-19 crisis, more are advertising PayID as a payment alternative to cash, (read more) Five million PayIDs have now been registered by Australian consumers and businesses looking for a simple and cashless way to (read more) Carly’s Coffee Couriers was one of the first businesses to advertise PayID as a payment method soon after it launched (read more)
A unique PayID will be generated for you, typically an email address, that’s linked to the business or organisation. You’ll start to see PayID being offered as a payment method across many businesses and organisations. Check with your financial institution what these limits are, as they may vary between financial institutions. Some payments may be subject to security checks which could delay a payment. If you believe someone is using your details as their PayID, please contact your financial institution.
The Osko by BPAY® service enables near-instant payments to a PayID or an eligible BSB and account number(s). PayID costs nothing to set up and there are no fees for making and receiving payments via PayID. You then have up to 14 days to set up your Westpac PayID before it reverts to the current bank. If my PayID is set-up with another bank, how do I move my PayID to Westpac?